Infinite Banking Concept — Calculators & Tools
Quick, accessible tools to start building momentum in your financial journey.Infinite Banking Concept — Calculators & Tools
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See how much a policy loan would cost to repay over a set term..
Visualize the time it will take to pay back a policy loan with your chosen repayment strategy.
Calculate the effective rate of return on cash value growth in your IBC policy.
Plan IBC funding and policy maturity with realistic longevity assumptions.
Visualize the time it will take to pay back a policy loan with your chosen repayment strategy.
Extra Payment Impact Calculator
See how adding extra to your policy loan repayment affects interest and payoff time.Calculate the effective rate of return on cash value growth in your IBC policy.
After-Tax and Inflation Return Calculator
Adjust your IBC policy’s returns for both taxes and inflation to see the real growth rate.Plan IBC funding and policy maturity with realistic longevity assumptions.
Tax-Equivalent Yield Calculator
Compare your IBC’s tax-advantaged returns to taxable investments.Take Control of Your Capital with Infinite Banking
Take Control of Your Capital with Infinite Banking
The Infinite Banking Concept is a strategy that helps you become your own source of financing. By using the cash value of properly structured whole life insurance, you can create a private banking system — one that puts you in control of your money, builds guaranteed growth, and offers unique tax advantages.
Our Approach
Our Approach
Education First – Understanding how whole life insurance works and why structure matters.
Custom Design – Tailoring a policy to maximize cash value growth and liquidity.
Strategic Use – Learning how and when to borrow against your policy to fund opportunities or expenses.
Long-Term Growth – Keeping your money working for you even while it’s being used elsewhere.
Key Benefits of IBC
Key Benefits of IBC
Guaranteed cash value growth
Access to liquidity without traditional loan approval
Tax-deferred growth, tax-free access (when structured correctly)
Asset protection in certain states
Flexibility to fund investments, purchases, or emergencies
Whether you're just starting your financial journey or looking to refine your existing plan, our goal is to equip you with the clarity, tools, and confidence to make the best decisions for your future. Book Your Consultation today and take the first step toward your own financial independence.
Latest Financial & Risk Insights
Stay informed with the latest developments in finance, insurance, and regulatory trends. Latest Financial & Risk Insights
Infinite Banking Concept - Overview
A neutral, high-level summary of IBC, covering its history, mechanics, advantages, and common criticisms.The Infinite Banking Concept: A Guide to Building Sustainable Wealth – McFie Insurance
A step-by-step introduction, including policy structure, cash flow examples, and long-term strategy.Infinite Banking Resources – Living Wealth
Offers a free course, glossary, and podcasts that simplify IBC concepts for everyday use.Discusses the compounding advantage of dividend-paying whole life policies within an IBC framework.
Potential Drawbacks of Infinite Banking - Nerdwallet
A plain-language review of IBC risks, including high premiums, policy complexity, and opportunity costs.Report abuse